Pick:  Penn State -8

Final Score Prediction:  Penn State 31, SMU 15

• Weather will be a major factor today – temps in the 20’s with possible snow – Penn State lives in this environment, SMU does not
• Penn State has hit the money line winner in 10 of its last 13 games
• SMU has not faced a ‘power based offense’ this season,  and Penn State will rely on the power run game
• SMU strength of schedule is suspect, with losses against BYU and Clemson – their best wins are over TCU, Cal and Boston College
• Home field advantage is a big deal in these CFB playoff games, as we saw last night in the ND Indiana game; largest crowd for SMU this season